Janet Kidd Stewart

Portfolio gyrations not enough for you? Ready for more risk? Along with rising health-care costs, workers need to plan for higher risks associated with financing their care in retirement, say...

A reverse mortgage can be a financial lifeline, but consumer advocates are worried that some people are taking them out with too many strings attached. Some lenders inappropriately push older...

If you're retired, must you therefore build a bond ladder? A 60-year-old California reader recently asked if she should purchase staggered-maturity Treasury or inflation-protected bonds for her portfolio, which is...

Q:I am 33 and I have two variable annuities from previous jobs. One is from TIAA-CREF and is worth $10,000. The other is from Vanguard and is worth $2,500. I...

Worried about stocks, some investors are putting their retirement money into something they're convinced will be plentiful in 2008: foreclosures and tax liens. Using self-directed individual retirement accounts, investors are...

Employers rushing to automatically enroll workers in retirement plans and directing the money to one-stop life-cycle funds are leaving old-fashioned investment advice behind in a cloud of so much dust....

The ball is about to drop on 2008. Is your retirement plan where it should be? Whether you're 20 and starting to save or already managing a sizable nest egg,...

Q. My wife and I are both 61. She is retired, and I plan to work until I am 65. We have 401(k) savings of $900,000 and owe approximately $160,000...

With home equity tapped out amid the housing slowdown, cash-strapped Americans may turn next to their retirement plans. Such a strategy is almost always one of the biggest taboos in...

Searching for a meaningful holiday gift for someone who doesn't want or need more stuff? Consider giving a road map for a more successful financial future. Books about retirement and...