Minimize tax on IRA withdrawals
Q: My wife and I are both retired, collecting approximately $35,000 a year on Social Security and one small pension. We have money in an IRA at the bank that...
Home > Reviews
All Stories
Still worth adding to IRA in down market
Still fiddling with your taxes and dragging your feet on making an individual retirement account contribution? Get in line. Recent volatility in the stock and bond markets have made clients...
Plan for diminished mind often forgotten
Like young parents who put off writing a will because they can't decide on a suitable guardian for the children, many retirees loathe making arrangements for handling their finances if...
Putting savings into IRA likely to bring payoff later
Q: I'm almost 61 and still working, but plan to retire 15 months from now. I have no debt and make about $28,000. Did I mention I hate my job...
Divorce can put dent in retirement savings
Splitting from a spouse? It may be painful, but don't forget the long-term view. Getting your retirement nest egg through a divorce takes more time, patience and short-term cash than...
Momentum builds to reduce 401(k) fees
Has your retirement-benefits department done anything for you lately? It's time to check, as pressure mounts to lower fees and boost services to participants in workplace savings plans such as...
Effects of Fed rate cuts slip down for the cycle
The Federal Reserve started cutting interest rates almost seven months ago, and defensive stocks are still outperforming. But history suggests long-term investors should be favoring stocks in cyclical industries. So-called...
Retirement saving taking a back seat
Even when stocks and the economy are humming along nicely, it's tough to convince our primitive instincts that we should sacrifice today to save for the future. So it should...
Pensioner should be wary of higher risk
Q: I am retired and living on Social Security and pensions. My financial adviser noted that I have a condo free and clear that is worth about $350,000. He says...
Think it through before cashing life insurance
With home equity tapped and investment yields down, some income-hungry retirees may be tempted to siphon cash from permanent life insurance policies. The industry doesn't track the number of customers...