43 cities where most people can’t afford their homes | To determine the cities where the largest share of households cannot afford their homes, 24/7 Wall St. reviewed data on housing cost burdens from the Joint Center for Housing Studies of Harvard University’s “The State of the Nation’s Housing 2021” report. The 100 largest metropolitan areas in the U.S. were ranked based on the percentage of households paying 30% or more of their monthly income on housing costs. (Spencer Platt/Getty Images News via Getty Images)
43. Baltimore-Columbia-Towson, MD | Households able to afford monthly payments: 69.9% – Median monthly housing costs: $1,416 – Median household income: $81,000 – Population change, 2010-2020: +3.3% (Sean Pavone/Getty Images)
42. Washington-Arlington-Alexandria, DC-VA-MD-WV | Households able to afford monthly payments: 69.8% – Median monthly housing costs: $1,850 – Median household income: $104,500 – Population change, 2010-2020: +11.9% (Sean Pavone/Getty Images)
41. McAllen-Edinburg-Mission, TX | Households able to afford monthly payments: 69.7% – Median monthly housing costs: $675 – Median household income: $41,200 – Population change, 2010-2020: +13.0% (DenisTangneyJr/Getty Images)
40. Worcester, MA-CT | Households able to afford monthly payments: 69.5% – Median monthly housing costs: $1,331 – Median household income: $76,500 – Population change, 2010-2020: +3.2% (SeanPavonePhoto/Getty Images)
39. Greensboro-High Point, NC | Households able to afford monthly payments: 69.5% – Median monthly housing costs: $870 – Median household income: $50,000 – Population change, 2010-2020: +7.2% (Kruck20/Getty Images)
38. San Antonio-New Braunfels, TX | Households able to afford monthly payments: 69.2% – Median monthly housing costs: $1,050 – Median household income: $60,700 – Population change, 2010-2020: +20.9% (SeanPavonePhoto/Getty Images)
37. Lakeland-Winter Haven, FL | Households able to afford monthly payments: 69.0% – Median monthly housing costs: $900 – Median household income: $51,000 – Population change, 2010-2020: +23.7% (RobHainer/Getty Images)
36. Houston-The Woodlands-Sugar Land, TX | Households able to afford monthly payments: 68.8% – Median monthly housing costs: $1,198 – Median household income: $68,800 – Population change, 2010-2020: +20.8% (SeanPavonePhoto/Getty Images)
35. Colorado Springs, CO | Households able to afford monthly payments: 68.5% – Median monthly housing costs: $1,337 – Median household income: $72,000 – Population change, 2010-2020: +16.8% (SWKrullImaging/Getty Images)
34. Chicago-Naperville-Elgin, IL-IN-WI | Households able to afford monthly payments: 68.5% – Median monthly housing costs: $1,300 – Median household income: $75,000 – Population change, 2010-2020: -0.6% (RudyBalasko/Getty Images)
33. Austin-Round Rock, TX | Households able to afford monthly payments: 68.3% – Median monthly housing costs: $1,447 – Median household income: $80,000 – Population change, 2010-2020: +33.7% (dszc/Getty Images)
32. Dallas-Fort Worth-Arlington, TX | Households able to afford monthly payments: 68.3% – Median monthly housing costs: $1,281 – Median household income: $71,000 – Population change, 2010-2020: +20.9% (f11photo/Getty Images)
31. Seattle-Tacoma-Bellevue, WA | Households able to afford monthly payments: 68.2% – Median monthly housing costs: $1,750 – Median household income: $93,400 – Population change, 2010-2020: +16.8% (aiisha5/Getty Images)
30. Denver-Aurora-Lakewood, CO | Households able to afford monthly payments: 68.2% – Median monthly housing costs: $1,570 – Median household income: $84,500 – Population change, 2010-2020: +17.6% (f11photo/Getty Images)
29. Memphis, TN-MS-AR | Households able to afford monthly payments: 68.1% – Median monthly housing costs: $952 – Median household income: $52,400 – Population change, 2010-2020: +2.5% (Sean Pavone/Getty Images)
28. El Paso, TX | Households able to afford monthly payments: 68.1% – Median monthly housing costs: $844 – Median household income: $48,800 – Population change, 2010-2020: +5.2% (DenisTangneyJr/Getty Images)
27. Philadelphia-Camden-Wilmington, PA-NJ-DE-MD | Households able to afford monthly payments: 67.8% – Median monthly housing costs: $1,285 – Median household income: $74,000 – Population change, 2010-2020: +2.4% (S. Greg Panosian/Getty Images)
26. New Orleans-Metairie, LA | Households able to afford monthly payments: 67.7% – Median monthly housing costs: $970 – Median household income: $55,000 – Population change, 2010-2020: +6.9% (SeanPavonePhoto/Getty Images)
25. Portland-Vancouver-Hillsboro, OR-WA | Households able to afford monthly payments: 67.7% – Median monthly housing costs: $1,475 – Median household income: $77,200 – Population change, 2010-2020: +12.8% (jose1983/Getty Images)
24. Tampa-St. Petersburg-Clearwater, FL | Households able to afford monthly payments: 67.6% – Median monthly housing costs: $1,080 – Median household income: $57,200 – Population change, 2010-2020: +16.5% (SeanPavonePhoto/Getty Images)
23. Hartford-West Hartford-East Hartford, CT | Households able to afford monthly payments: 67.5% – Median monthly housing costs: $1,340 – Median household income: $76,380 – Population change, 2010-2020: -0.9% (Sean Pavone/Getty Images)
22. Providence-Warwick, RI-MA | Households able to afford monthly payments: 67.3% – Median monthly housing costs: $1,235 – Median household income: $70,000 – Population change, 2010-2020: +1.4% (DenisTangneyJr/Getty Images)
21. Deltona-Daytona Beach-Ormond Beach, FL | Households able to afford monthly payments: 67.3% – Median monthly housing costs: $979 – Median household income: $54,000 – Population change, 2010-2020: +15.2% (Kruck20/Getty Images)
20. Virginia Beach-Norfolk-Newport News, VA-NC | Households able to afford monthly payments: 66.8% – Median monthly housing costs: $1,270 – Median household income: $67,600 – Population change, 2010-2020: +3.8% (Davel5957/Getty Images)
19. Springfield, MA | Households able to afford monthly payments: 66.3% – Median monthly housing costs: $1,078 – Median household income: $62,150 – Population change, 2010-2020: +0.4% (DenisTangneyJr/Getty Images)
18. Boston-Cambridge-Newton, MA-NH | Households able to afford monthly payments: 66.2% – Median monthly housing costs: $1,799 – Median household income: $93,000 – Population change, 2010-2020: +7.2% (SeanPavonePhoto/Getty Images)
17. San Jose-Sunnyvale-Santa Clara, CA | Households able to afford monthly payments: 66.1% – Median monthly housing costs: $2,451 – Median household income: $129,400 – Population change, 2010-2020: +7.3% (SpVVK/Getty Images)
16. Bridgeport-Stamford-Norwalk, CT | Households able to afford monthly payments: 66.1% – Median monthly housing costs: $1,854 – Median household income: $97,800 – Population change, 2010-2020: +2.8% (DenisTangneyJr/Getty Images)
15. San Francisco-Oakland-Hayward, CA | Households able to afford monthly payments: 65.1% – Median monthly housing costs: $2,183 – Median household income: $113,200 – Population change, 2010-2020: +8.3% (stellalevi/Getty Images)
14. Orlando-Kissimmee-Sanford, FL | Households able to afford monthly payments: 64.9% – Median monthly housing costs: $1,230 – Median household income: $61,200 – Population change, 2010-2020: +23.7% (Arrangements-Photography/Getty Images)
13. Sacramento-Roseville-Arden-Arcade, CA | Households able to afford monthly payments: 64.2% – Median monthly housing costs: $1,520 – Median household income: $76,900 – Population change, 2010-2020: +10.5% (JPosvancz/Getty Images)
12. Stockton-Lodi, CA | Households able to afford monthly payments: 63.3% – Median monthly housing costs: $1,417 – Median household income: $70,000 – Population change, 2010-2020: +12.1% (DenisTangneyJr/Getty Images)
11. New Haven-Milford, CT | Households able to afford monthly payments: 63.1% – Median monthly housing costs: $1,360 – Median household income: $69,004 – Population change, 2010-2020: -1.2% (DenisTangneyJr/Getty Images)
10. Las Vegas-Henderson-Paradise, NV | Households able to afford monthly payments: 62.7% – Median monthly housing costs: $1,210 – Median household income: $61,000 – Population change, 2010-2020: +18.7% (f11photo/Getty Images)
9. Oxnard-Thousand Oaks-Ventura, CA | Households able to afford monthly payments: 62.0% – Median monthly housing costs: $2,023 – Median household income: $92,500 – Population change, 2010-2020: +2.2% (gnagel/Getty Images)
8. Riverside-San Bernardino-Ontario, CA | Households able to afford monthly payments: 61.2% – Median monthly housing costs: $1,500 – Median household income: $70,500 – Population change, 2010-2020: +10.7% (MattGush/Getty Images)
7. New York-Newark-Jersey City, NY-NJ-PA | Households able to afford monthly payments: 60.7% – Median monthly housing costs: $1,687 – Median household income: $82,900 – Population change, 2010-2020: +1.2% (GCShutter/Getty Images)
6. Bakersfield, CA | Households able to afford monthly payments: 60.6% – Median monthly housing costs: $1,070 – Median household income: $53,800 – Population change, 2010-2020: +7.4% (LPETTET/Getty Images)
5. Fresno, CA | Households able to afford monthly payments: 60.2% – Median monthly housing costs: $1,150 – Median household income: $58,000\\ – Population change, 2010-2020: +7.6% (DenisTangneyJr/Getty Images)
4. Urban Honolulu, HI | Households able to afford monthly payments: 59.9% – Median monthly housing costs: $1,844 – Median household income: $87,110 – Population change, 2010-2020: +1.1% (sorincolac/Getty Images)
3. San Diego-Carlsbad, CA | Households able to afford monthly payments: 58.3% – Median monthly housing costs: $1,870 – Median household income: $83,000 – Population change, 2010-2020: +7.7% (dancestrokes/Getty Images)
2. Miami-Fort Lauderdale-West Palm Beach, FL | Households able to afford monthly payments: 56.5% – Median monthly housing costs: $1,380 – Median household income: $59,600 – Population change, 2010-2020: +10.9% (ULora/Getty Images)
1. Los Angeles-Long Beach-Anaheim, CA | Households able to afford monthly payments: 55.9% – Median monthly housing costs: $1,780 – Median household income: $77,000 – Population change, 2010-2020: +2.2% (Melpomenem/Getty Images)
