A married couple in Illinois will see their car-insurance premiums rise by an average of 90 percent after adding a teenage driver to their policies, according to a new report by InsuranceQuotes.com.
That’s the 25th-biggest rise nationwide and higher than the national average of 84 percent, according to the quote-comparison Web site.
Nationally, 96 percent increases are attributed to male teens, compared with 72 percent for females on average.
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The hikes range from 116 percent in Arkansas to 18 percent in Hawaii. Hawaii doesn’t allow insurers to consider age, gender or driving experience, InsuranceQuotes.com said.
InsuranceQuotes.com hired Quadrant Information Services to study the effect of adding a driver age 16 to 19 to a couple’s car insurance policy. Quadrant calculated rates using data from the biggest carriers in each state and considered the following: The man and woman are both 45 years old, with clean driving records and good credit; and each commute 10 miles to work in a 2012 Toyota Camry or Prius, Honda CRV or Civic or Ford F150. The policy has $100,000 injury liability for one person and $300,000 for all injuries.
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