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You might hear stories that automakers aren’t offering lucrative incentives this summer like in past years, but if you’ve been following our blog, you know there are plenty of incentives out there for July.

Chevrolet is not shying away from big cash-back offers, either. Not only is there up to $5,000 cash back on 2010 Silverado and Avalanche pickup trucks, but $4,000 cash back on the Impala and the sub-$20,000 HHR. Zero percent financing for up to 72 months is also available on many models.

We list more of the cash-back deals below, but the company is also quietly offering a $1,000 bonus cash offer to owners or leasees of 1999 or newer Toyota vehicles. That deal and the cash-back and financing offers run through Sept. 7.

* 2010 Chevy Aveo: $2,500

* 2010 Chevy Cobalt: $3,000

* 2010 Chevy Corvette: $3,000

* 2010 Chevy HHR: $4,000

* 2010 Chevy Impala: $4,000

* 2010 Chevy Malibu: $3,000

* 2010 Chevy Avalanche: $5,000

* 2010 Chevy Colorado: $2,500

* 2010 Chevy Silverado: $5,000

* 2010 Chevy Suburban: $3,000

* 2010 Chevy Tahoe: $3,000

* 2010 Chevy Traverse: $2,000

These represent the best deals we could find nationally. Offers in your region may differ.

Ford adding cash back to 0% financing on 2010s

Ford’s 2011s are rolling into dealer showrooms and that means the 2010s are going to get some better incentives to make room for the new arrivals.

Ford is offering 0% financing plus $1,000 cash back on many 2010 models, including the Mustang and Focus. While the promotion on Ford’s consumer website also features the 2010 Taurus in this deal, it didn’t show up in all of the regions we searched. In Florida, for example, the 2010 Taurus’ incentive is 0% financing for 36 months plus $500 cash back, but in Southern California you could get the full $1,000 on top of 0% financing for 36 months.

Make sure you research the incentives on Ford’s site before heading to a dealer. The deals are good through Sept. 7; the Transit Connect, hybrids, Taurus SE, Edge SE AWD and Mustang Shelby GT500 are excluded from these incentives.