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Last week’s record: 10-6

Season record: 18-14

*** = BANNON’S BEST GAMES

*** THE MATCHUP:

BENGALS (2-0) AT BEARS (1-1)

NOON SUNDAY

WBBM-Ch. 2, WBBM-AM 780

Line: Bengals by 3

Last meeting: Bears won 24-0 at Cincinnati on Oct. 21, 2001

KEY STAT: Bears have allowed only 15 points.

FANTASY FACTOR: Rudi Johnson (216 yards) averaging 4.5 yards per carry for Bengals. Thomas Jones averaging 4.9 yards per carry for Bears.

THE BUZZ: Bears not likely to score 38 again, but their defense is establishing itself as formidable unit. Offense just needs to take care of ball.

THE PICK: 17 BENGALS 21 BEARS

THE MATCHUP: FALCONS (1-1) AT BILLS (1-1)

NOON SUNDAY

Line: OFF

Last meeting: Falcons won 33-30 at Atlanta on Dec. 23, 2001

KEY STAT: Falcons have won 3 of last 4 after loss.

FANTASY FACTOR: Warrick Dunn averaging 4.6 yards per carry for Falcons. Bills’ J.P. Losman has not been intercepted but has thrown only one TD.

THE BUZZ: Michael Vick isn’t healthy, and offense is largely designed around his ability. Bills’ defense among NFL’s best.

THE PICK: 20 FALCONS 23 BILLS

THE MATCHUP: BROWNS (1-1) AT COLTS (2-0)

NOON SUNDAY

Line: Colts by 13 1/2

Last meeting: Colts won 9-6 at Cleveland on Sept. 7, 2003

KEY STAT: Colts have allowed league-low 10 points.

FANTASY FACTOR: Browns rookie WR Braylon Edwards, coming off 107-yard game, could become star. Peyton Manning off to modest start (for him): 2 TDs vs. 1 INT.

THE BUZZ: At last, Colts can win with defense as well as offense. Only big plays can save Browns.

THE PICK: 14 BROWNS 34 COLTS

THE MATCHUP: PANTHERS (1-1) AT DOLPHINS (1-1)

NOON SUNDAY

Line: Panthers by 3

Last meeting: Dolphins won 23-6 at Miami on Nov. 4, 2001

KEY STAT: Dolphins have won 3 straight at home, including home opener.

FANTASY FACTOR: Panthers’ Stephen Davis getting it done near goal line with 4 rushing TDs. Dolphins tight end Randy McMichael has 14 catches, 2 for TDs.

THE BUZZ: Panthers clearly better, but after emotional win over Patriots, this could be tough trip. They have to control ball with Davis.

THE PICK: 21 DOLPHINS 24 PANTHERS

THE MATCHUP: SAINTS (1-1) AT VIKINGS (0-2)

NOON SUNDAY

Line: Vikings by 4

Last meeting: Vikings won 38-31 at New Orleans on Oct. 17, 2004

KEY STAT: Vikings have been outscored 61-21.

FANTASY FACTOR: Saints’ Deuce McAllister, averaging only 2.7 per carry, could improve his numbers here. Vikes’ leading rusher is Michael Bennett with 35 yards.

THE BUZZ: Vikings’ new-look defense has been a flop, and offense still adjusting to losing Randy Moss. They’re desperate, but they’re at home.

THE PICK: 17 SAINTS 20 VIKINGS

*** THE MATCHUP: BUCS (2-0) AT PACKERS (0-2)

NOON SUNDAY

Line: Bucs by 3 1/2

Last meeting: Packers won 20-13 at Tampa on Nov. 16, 2003

KEY STAT: Packers have won last 12 home games vs. Bucs.

FANTASY FACTOR: Bucs rookie Carnell Williams leads NFL with 276 yards rushing (5.4 per carry). Brett Favre has thrown more interceptions (4) than TDs (3).

THE BUZZ: Packers are desperate team, playing at home. 0-3 start ends Favre era.

THE PICK: 23 BUCS 24 PACKERS

THE MATCHUP: JAGUARS (1-1) AT JETS (1-1)

NOON SUNDAY

Line: Jets by 2 1/2

Last meeting: Jets won 13-10 at New York on Nov. 23, 2003

KEY STAT: Jaguars are second with plus-6 turnover differential.

FANTASY FACTOR: Jets’ Laveranues Coles, who has 11 catches, figures to be busy again.

THE BUZZ: Jaguars’ Jimmy Smith off to fast start (10 catches, 2 TDs).

If QB Byron Leftwich is healthy, Jaguars will have just enough offense.

THE PICK: 20 JETS 21 JAGUARS

THE MATCHUP: RAIDERS (0-2) AT EAGLES (1-1)

NOON SUNDAY

Line: Eagles by 8

Last meeting: Raiders won 20-10 at Philadelphia on Oct. 28, 2001

KEY STAT: Eagles have NFL’s No. 2 offense (442.0 yards) and No. 3 defense (230.5).

FANTASY FACTOR: Raiders’ Randy Moss leads NFL with 257 receiving yards (10 catches). Controversy aside, Eagles’ Terrell Owens off to good start with 12 catches, 2 TDs.

THE BUZZ: Flamboyant receivers may steal spotlight, but Donovan McNabb and Eagles defense will decide game.

THE PICK: 21 RAIDERS 28 EAGLES

THE MATCHUP: TITANS (1-1) AT RAMS (1-1)

NOON SUNDAY

Line: Rams by 6 1/2

Last meeting: Rams won 23-16 in Super Bowl XXXIV following 1999 Season

KEY STAT: Rams held first 2 foes under 100 yards rushing.

FANTASY FACTOR: Titans may continue to play both Travis Henry and Chris Brown at running back. Steven Jackson (153 yards, 4.1 avg.) getting bulk of work for Rams.

THE BUZZ: Titans showed energy of youth in winning at home last week, but Rams’ defense has been effective.

THE PICK: 17 TITANS 27 RAMS

THE MATCHUP: COWBOYS (1-1) AT 49ERS (1-1)

3:05 P.M. SUNDAY

WFLD-Ch. 32

Line: Cowboys by 6 1/2

Last meeting: 49ers won 31-27 at Dallas on Dec. 8, 2002

KEY STAT: 49ers go for first 2-0 home start since ’99.

FANTASY FACTOR: Cowboys’ Julius Jones, averaging 3.6 yards per carry, has rushed at least 20 times in 9 career starts. 49ers receiver Arnaz Battle off to fast start (9 catches).

THE BUZZ: Cowboys reeling after late loss to Redskins, but trip to San Francisco is one way to get well.

THE PICK: 21 49ERS 27 COWBOYS

THE MATCHUP: CARDINALS (0-2) AT SEAHAWKS (1-1)

3:05 P.M. SUNDAY

Line: Seahawks by 6 1/2

Last meeting: Seahawks won 24-21 at Seattle on Dec. 26, 2004

KEY STAT: Cardinals lead series 7-5.

FANTASY FACTOR: Seattle’s Matt Hasselbeck has thrown 18 TD passes vs. 5 interceptions in last 10 home games. In 3 games vs. Seattle, Cards’ Anquan Boldin has 25 catches for 291 yards.

THE BUZZ: We’re still waiting for that scheduled Cardinals’ resurgence. Hasselbeck could have big day against this defense.

THE PICK: 20 CARDINALS 31 SEAHAWKS

GAME OF THE WEEK

*** THE MATCHUP: PATRIOTS (1-1) AT STEELERS (2-0)

3:15 P.M. SUNDAY

WBBM-Ch. 2

Line: Steelers by 3

Last meeting: Pats won AFC title game at Pittsburgh 41-27, Jan. 23

KEY STAT: Steelers have won last 16 regular-season games, 2 short of record set by Pats in ’04.

FANTASY FACTOR: Super Bowl MVP Deion Branch off to fast start with 15 catches. Steelers’ Hines Ward (8 receptions) could have good day against so-so secondary.

THE BUZZ: Patriots looking surprisingly beatable, at least against tough early schedule. Like last year, they may meet again.

THE PICK: 26 PATRIOTS 28 STEELERS

*** THE MATCHUP: GIANTS (2-0) AT CHARGERS (0-2)

7:30 P.M. SUNDAY

ESPN, WSCR-AM 670

Line: Chargers by 5 1/2

Last meeting: Giants won 34-16 at San Diego on Sept. 27, 1998

KEY STAT: Giants have scored NFL high 69 points in 2 games.

FANTASY FACTOR: Big-name, struggling QBs: Eli Manning has completed less than half of his passes (23 of 47), Drew Brees has more interceptions than TD passes (3-2).

THE BUZZ: Emotional edge to Chargers and their fans, who can boo Manning. Slow start makes you wonder if 2004’s big season for Chargers was fluke.

THE PICK: 24 GIANTS 27 CHARGERS

*** THE MATCHUP: CHIEFS (2-0) AT BRONCOS (1-1)

8 P.M. MONDAY

WLS-Ch. 7, WSCR-AM 670

Line: Broncos by 3

Last meeting: Chiefs won 45-17 at Kansas City on Dec. 19, 2004

KEY STAT: Broncos have won last 4 meetings in Denver.

FANTASY FACTOR: In 5 games vs. Denver, Trent Green has 8 TD passes vs. 2 INTs and has completed 58.9 percent. Mike Anderson may get another chance to ignite Denver running game.

THE BUZZ: It’s not easy to win in Denver, but Chiefs are living up to hype. New-look defense has allowed only 24 points in 2 games.

THE PICK: 27 BRONCOS 30 CHIEFS

OFF THIS WEEK: RAVENS, LIONS, TEXANS, REDSKINS