Sure, saving for college tuition is a high priority, but so is saving for the really important things like music, clothes and electronic equipment.
A recent study conducted by “U. The National College Magazine” asked 675 students at 25 colleges what items were on their “ultimate wish list.” Among the most popular items were cordless phones, compact disk players and TV/video equipment.
Some of the newest products on the market are:
– Compact microwave ovens with auto-touch controls, instant start keys, 10 programmable power levels and 700 watts of power might induce your student to do more than pop popcorn and reheat pizza; suggested retail price $149.
– Digital phones with caller ID, call waiting and a 50-number call log mean your kid will never miss a call or lose a phone number–critical matters to college students; $279.
– A 13-inch TV/VCR combination unit that incorporates big-screen features such as an on-screen menu with a full-function VCR. The compact size is ideal for cramped dorm quarters; $379.
– A mini-system, complete with a three-CD drawer load, three-way surround-sound and dual cassette that allows students to do a lot more than play their favorite music. An A/V function hooks the unit up with a TV and VCR, creating a “dorm-entertainment system.” Just what you want–the roar of the football stadium inside your room; $399.
If you do purchase some (or all) of the latest technology–or any technology–make certain that it is covered by insurance.
A 1995 survey by the Chronicle of Higher Education reported 16,011 acts of burglary at 489 colleges and universities with 5,000 students or more.
The personal possessions of dorm-dwelling students are covered by their parents’ homeowners policy.
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New students should consult their parent’s insurance agent to be sure that expensive computers, stereos and televisions are fully covered. Students who live off campus are no longer covered by their parents’ homeowners insurance; these students should purchase renter’s insurance to cover their belongings.
Having electronic items engraved with your driver’s license number and state of residency also helps police track stolen items.