Terry Savage: What to know for Medicare open enrollment
Here’s a look at the headline changes seniors will be forced to confront. And in...
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Terry Savage: Why the national debt should concern us
The U.S. national debt now exceeds $40 trillion — a MEGO number, which stands for...
Terry Savage: Login process changing at TreasuryDirect
These government IOUs are the safest repository for “chicken money” — money you cannot afford...
Terry Savage: Wanna Bet?
Fall is already in the air in many parts of the country. Kids are back...
Terry Savage: How interest rates work
Will they or won’t they cut interest rates in September? All eyes are on the Federal...
Terry Savage: AI is here to stay; use it, but beware
Artificial Intelligence is the buzzword that is driving the stock market and economic capital these...
Terry Savage: Struggling to repay parental PLUS student loans? Act quickly
In my column last week about student loans, I focused on changes coming to the...
Terry Savage: Changes coming to income-driven student loan repayment programs
If you have outstanding student loans, you are likely about to encounter some significant and...
Terry Savage: Don’t count cash out yet
There’s a lot of paper money circulating out there, despite the movement toward digital transactions....
Terry Savage: Are you even?
Your six-month account statements from your 401(k) and IRA have likely just landed in your...
Terry Savage: The bankruptcy alternative
It has been quite a few years since personal bankruptcies hit the headlines. Before the...
Terry Savage: Impact of the budget bill
The budget bill of 2025 — labeled the One Big Beautiful Bill — is now...
Terry Savage: 401(k) plans have caught the eye of Wall Street insiders
For years, they have been investing in “private equity” and venture capital deals. They find...