Escrow-free home loans open new options for buyers
If you've got a home mortgage, you probably also have an escrow or impound — a savings account incorporated into your monthly payment and managed by your loan servicer so...
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A government of, by and for corporate America
President-elect Donald Trump promised to punish U.S. companies that ship manufacturing jobs out of the country. Instead, judging from the way he has handled Carrier, he plans to reward them....
Is Trump really ready for the unpredictable North Korea?
When Donald Trump first strides into the Oval Office as president, his perfect day is likely to be ruined by a file marked "North Korea." Trump's (first? only?) term in...
Dominance of the West washed up after a mere 25 years
Twenty-five years ago — December 1991 — communism died, the Cold War ended and the Soviet Union disappeared. It was the largest breakup of an empire in modern history and...
When will Fannie and Freddie switch to a new credit-scoring model?
You probably know that your credit score is a crucial factor in your ability to qualify for a mortgage. You might also know that your score can vary depending on...
Why is working not worth the effort for some men?
The work ethic is such a central part of the American character that it's hard to imagine it fading. But that's what seems to be happening in one important part...
Democrats need to find the road back from tribalism
One of the more salutary outcomes of the recent election is that Democrats are finally beginning to question the wisdom of basing their fortunes on identity politics. Having counted on...
Why Donald Trump is bromancing Mitt Romney
President-elect Donald Trump's flirtation with Mitt Romney as a possible pick for secretary of state has injected a sliver of hope and change into an evolving administration that could use...
Congress could play Grinch this Christmas for homeowners
Could it be a grim and Grinchy December for thousands of homeowners facing ongoing challenges with their mortgage payments and property values? Could popular deductions for mortgage insurance premiums and...
Splitting apart from Trump voters
So we have split up. Democrats and Republicans. Mutual loathing. So Thanksgiving is ruined, maybe Christmas. We Hillarians look at strangers in the airport and think, "You did, didn't you....