Terry Savage

Oh, the irony. Just as market headlines reveal huge worries about “private credit” and “private equity,” the Labor Department (which is responsible for the security of pensions and retirement accounts) has proposed...

I call them MEGO numbers. That stands for My Eyes Glaze Over. Sometime the numbers are so huge that they don’t even make a dent in our consciousness. For example,...

What happens when you’re older and alone — with no one you trust to be there in your time of need? If you never had children, or are estranged from...

If you are willing to consider the importance of a financial plan, despite likely disruptions, the immediate challenge is finding someone you can trust to do the job. That is...

Seniors who received a windfall deposit as a result of the Social Security Fairness Act are now finding that the consequences of that unexpected benefit can be costly, especially in...

To protect yourself from a financial nightmare if your spouse dies, let’s start with the basics.

Time is growing short for parents of high school seniors (and those returning to college for the 2026-27 school year) to file the FAFSA — the Free Application for Federal Student...

The IRS reports that every year more than $1 billion in unclaimed refunds gets left behind at the Treasury. This year, if you're a senior, it’s more likely that a refund belongs to...

Artificial intelligence is coming faster and more furiously than you might have imagined. It has the power to change our society, our economy, our health and our personal relationships in...

A decade ago, the insurance industry made a huge annuity sales pitch to pre-retirees, offering them “variable” or “indexed” annuities with potential stock market growth — and typically with an...