Terry Savage

The U.S. national debt now exceeds $40 trillion — a MEGO number, which stands for “my eyes glaze over.” Why should you care? No one else seems worried. Not Congress,...

These government IOUs are the safest repository for “chicken money” — money you cannot afford to lose. They have the full backing of the United States government.

The problem is only going to get worse, as the cost of building materials continues to rise: Think tariffs, energy to transport materials, and scarcity of labor. The trends are...

Once upon a time, a retirement free of fear was defined as “having enough money.” In fact, about 20 years ago I even wrote a book called “The Savage Number:...

Ask yourself “what if” on all your economic assumptions. The real question is “what if something goes wrong.” It’s not something most people want to think about.

Americans hold roughly $1.25 trillion in credit card debt, with the average consumer carrying $6,595 in balances. Delinquency rates are at their highest level in 15 years. Much of that...

New student loan rules have just gone into effect — an ever-changing and complicated array of repayment options have been replaced by a new set of repayment rules and limits...

Trump accounts are now open — and should be viewed on a financial, not political, basis. There’s an old saying: “Don’t look a gift horse in the mouth!” It applies...

Now that gas prices are starting to come down, millions of Americans will hit the roads this summer — some of them in rental cars. Whether you’re traveling around the United...