How to use title insurance to protect against an old lien
Q: I purchased land in 2003 and obtained a title insurance policy from one of the most prominent title insurance companies in the country. Additional title searches and policies were...
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Making a plan to get out from under debt
Q: I have a fairly complicated situation, but I'll make it as simple as possible. I have some debt and I'm wondering how to prioritize it. I have a second...
Knowing the difference between HARP and HAMP, and how to get help
Q: The Hope Hotline is for people who are trying to avoid foreclosure, not looking to refinance. We are not able to direct the people to any lender for assistance...
Getting ducks in a row for selling home, then buying new one
Q: How do we decide if we should do a remodel or not, and how much to ask for our house? If we haven't found a new house yet, when...
Insuring home against price drop doesn’t seem like a good investment
Q: Can you provide information about home value protection insurance? It provides protection for homes to prevent home values dropping. When you sell home, it will supposedly provide the difference...
Underwater super-jumbo homeowner may be out of good options
Q: I live in Los Angeles and bought my home in 2007. The value has decreased close to $500,000, and I am on an interest-only loan for five more years....
Reprieve from taxation of forgiven mortgage debt ends this year
Q: Will mortgage companies report to the government the loss of a foreclosed property so that the person will have to pay taxes as earned income for the following tax...
Taking advantage of FHA streamline refinance
Q: I purchased and closed on a home May 2009. The house is now 30 percent underwater. We bought it for around $120,000 and now its worth around $80,000. I've...
Borrower quoted sky-high closing costs for HARP 2.0 modification
Q: We are underwater with our home. We have never been late on our payments and have good credit. We called our lender and were accepted for the HARP 2.0...
Real Estate Matters: Ask the Lawyer
Q: How do I report a fraudulent bankruptcy after suing our seller? The seller gave all his assets to his kids then filed for bankruptcy so we couldn't get any...