Janet Kidd Stewart

Q. We are 57 and 58 and have two children in college, one at a state school, one in a private school. They will be there for the next four...

A retired reader in Painesville, Ohio, echoed what a lot of seniors are feeling when they read about historically low inflation but struggle nonetheless to keep up with the costs...

Dreaming of retiring and then sailing the world? You may want to try it the other way around. Big-ticket purchases at or early into retirement can crush even well-funded portfolios,...

Dreaming of retiring and then sailing the world? You may want to try it the other way around. Big-ticket purchases at or early into retirement can crush even well-funded portfolios,...

Q. I know employees over 50 can contribute $20,500 a year in 401(k) plans. Is this only employee contributions, or the total of employer and employee contributions? What if you...

An immediate annuity may not just provide income, it may help portfolios grow more than those without one. Adding an immediate annuity to a retirement portfolio of stocks and bonds...

Attention, retirement savers: Your 401(k) menu may be changing. Investment firms are pitching employers on more exchange-traded funds, target-maturity funds, annuities and index funds based on new benchmarks as competitors...

Q. I will be retiring within the next few months, and I am confused about how to deal with my retirement accounts. When I stop working, must I convert my...

Scrambling to make a 2006 contribution to your individual retirement account before the April 17 tax deadline but worried about dumping money into a volatile stock market? That's the predicament...

Brother, can you spare your IRA? It may be difficult for some workers and retirees to imagine being financially comfortable enough to forgo a portion or all of their individual...