Janet Kidd Stewart

Q. Friends who are 70 1/2 are receiving their minimum distribution and investing each year in a Roth IRA even though they don't have any earned income. Can I do...

After decades of shifting workers from traditional pensions to 401(k) plans, the pendulum may be swinging again. Employers aren't coming full circle back to defined-benefit pensions, but they are starting...

Baby Boomers are receiving a lot of attention from financial services firms looking to help them manage retirement, but it may be the next generation that needs the most help....

Inflexibility can be deadly to a portfolio. Setting up a retirement income plan based on a single age of death -- whether it is average life expectancy or some other...

The summer's stock market volatility raises a difficult question for new retirees and those about to join them. If studies show that one of the worst things that can happen...

Q. I read that this is the last year when proceeds from an IRA can be donated directly to a charity. But is this a good idea? Apparently no tax...

It may be time to turn your thinking about asset allocation in your retirement portfolio on its head. An article in the July issue of the Journal of Financial Planning,...

Is your retirement savings plan based on a best-case career scenario, with lots of big contributions in those final working years? If so, you could be setting yourself up for...