Janet Kidd Stewart

Q. I will reach the age of 70 1/2 in 2009. I'm employed and intend to work through the year. My income is about $70,000. While I know that I...

Typically, credit cards aren't the first things that leap to mind when you think about retirement. But many people saving for retirement are cutting back on contributions to their accounts...

With more companies cutting their retirement plan matches and implementing pay freezes, 2009 is shaping up to be a bad year for the nest egg. The Pension Rights Center counted...

Q. I am 74 and the sole owner and only employee of my company, and have started withdrawals of my simplified employee pension plan as required. Can I continue to...

Retirement savers won't have to take mandatory withdrawals from their tax-deferred accounts next year, and the reprieve creates some opportunities for financial planning, some experts say. Last week, President George...

With economists abuzz about deflation, some experts say now is the time for some retirement savers to go contrarian and lock up Treasury inflation-protected securities. TIPS are bonds and notes...

Q. My wife and I, both 60, invested our entire 401(k) plans in Fidelity 2010. We thought this would be a good choice. Recently, my wife could not stand the...

Asset prices and interest rates are down, making this an opportune time for retirees to think about estate planning. Trouble is, few people are interested. Such planning can involve divesting...

Some retirees are navigating the credit crunch with one hand tied behind their backs, loaded with debt while stuck on a fixed income. And while retirees have taken on more...

Q. Should we pay off our mortgage? We have five years and $40,000 to pay down at a mortgage rate of 4.7 percent. The monthly payment is $675. We are...